Flooding is the most expensive natural disaster in the U.S. and rivers cause hundreds of floods every year.
FEMA is urging residents to protect their families, homes and financial future by purchasing flood insurance. Residents, particularly those who live in inland communities, can have a greater flood risk the closer they are to a river or stream.
In fact, David Maurstad, senior executive of the National Flood Insurance Program, says from 2013–2023, one-third of the program’s flood insurance claims came from outside the high-risk flood zones.
"This spring, communities across the country are at risk for riverine flooding. It’s important for you to speak with an insurance agent sooner than later about purchasing a flood insurance policy because most policies take 30 days to go into effect."
Over the past 20 years, 99% of counties in the United States experienced a flood event.
